We deal with all aspects of Business Recovery & Restructuring as well as Insolvency Law relating to every formal insolvency procedure.

 

We are not limited to any particular type of business, whether by size, sector or legal structure.

 

As we specialise in this area we understand the needs and objectives of our clients better than more general law firms. Our practical approach means that we offer advice which is not merely legal in nature. Our advice is primarily aimed at assisting the turnaround of a business whilst limiting the unavoidable risks experienced by businesses in financial difficulty.

 

Technical excellence is a given expectation of all our clients as it would be of any lawyer they might engage.  Our approach is to do a full fact find to assess our clients’ needs and then to advise honestly and commercially to provide the best practical solution for that client.

 

Working in times of financial distress requires particular skills of lawyers who need to be proactive, concise in their advice. We understand the commercial drivers and the strategic imperatives of businesses in distress and the need to go beyond core legal advice and be a trusted business partner.

 

We are able to help you build alternative plans and strategies tailored to companies’ circumstances to achieve the best possible outcome for you.

 

We can deal with problems arising as a direct consequence of financial difficulties, such as creditor pressure and cash-flow problems as well as those which are not necessarily linked, such as shareholders’ and board disputes.

 

Formal insolvency proceedings are not always the right solution for underperforming businesses and we never consider business failure as inevitable. We consider the Business Recovery & Restructuring and Insolvency aspects of our practice to be complementary, but distinct.

 

We advise on the avoidance of risk and problems in the management of distressed businesses and those encountered in the operation of businesses without immediate financial problems.

 

The longer problems are left without being addressed the fewer or more restricted the options available to you so we appreciate the opportunity to be directly involved with matters at an early stage, even if any formal instruction appears uncertain at the time.

 

We are in a position of both objective outsiders and specialist insolvency lawyers, able to act as confidantes and advisers subject to the privileged solicitor-client relationship.

 

We advise a large number of clients on their restructuring options focusing on where value lies for a stakeholder when a business becomes distressed. This advice can often result in enhanced security and recovery if restructuring options have been exhausted.

 

When businesses are struggling and the stakes are high, our clients expect clear, unequivocal advice from lawyers who understand the commercial pressures and risks.  We act for lenders, borrowers, insolvency practitioners and company directors on a wide range of distressed, turnaround and insolvency matters.  We also advise directors on avoidance of personal liability such as liability under the wrongful trading and fraudulent trading provisions of The Insolvency Act 1986 and under the Company Directors Disqualification Act 1986.

 

Complaints Procedure

1. Our complaints policy

We are committed to providing a high-quality legal service to all our clients.  When something goes wrong we need you to tell us about it. This will help us to improve our standards.

2. Our complaints procedure

If you have a complaint please contact us with details.

3. What will happen next?

3.1 We will send you a letter acknowledging your complaint and if necessary asking

        you to confirm the basis of your complaint which we will set out in the letter. We will

       also let you know the name of the person who will be dealing with your

       complaint.You can expect to receive our letter within three days of us receiving your

       complaint.

3.2 We will record your complaint in our central register and open a separate file for

       your complaint. We will do this within a day of receiving your complaint.

3.3 We will then start to investigate your complaint. This will normally involve the

       following steps:-

3.3.1 We will pass your complaint to the Senior Partner, within three days.

3.3.2 He will ask the member of staff who acted for you to reply to you complaint

within seven days.

3.3.3 He will then examine their reply and the information in your complaint file. 

If necessary he may also speak to them. This will take up to three days

from receiving their reply and the file.

3.4     The Senior Partner will then invite you to a meeting to discuss and hopefully resolve your complaint.  He will do this within fourteen days of sending you the acknowledgement letter.

3.5      Within three days of the meeting the Senior Partner will write to you to confirm what took place and any solutions he has agreed with you.

3.6     If you do not want a meeting, or it is not possible, the Senior Partner will send you a detailed reply to your complaint.  This will include his suggestions for resolving the matter.  He will do this

within five days of completing the investigation

3.7      At this stage, if you are still not satisfied, you may contact us again.  We will then arrange to review our decision.  This will happen in one of the following ways:-

3.7.1   another partner of the firm, if any, will review the Senior Partner’s decision within ten days;

3.7.2   we will ask our local Law Society or another local firm of solicitors to review your complaint within five days.  We will let you know how long this process will take;

3.7.3   we will invite you to agree to independent mediation within five days. We will let you know how long this process will take.

3.8      We will let you know the result of the review within fourteen days of your written request for a review.  At this time we will write to you confirming our final position on your complaint and

explaining our reasons. 

3.9      If you are still not satisfied you can contact the Legal Ombudsman

P.O. Box 6806

Wolverhampton

WV1 9WJ

about your complaint.  Any complaint to the Legal Ombudsman must usually be made within six months of the date of our final written response on your complaint but for further information

you should contact the Legal Ombudsman on 0300 555 0333 or at enquiries@legalombudsman.org.uk

If we have to change any of the timescales above, we will let you know and

explain why.

 

Terms & conditions

General

This website is owned and operated by Cameron Legal Ltd (“us”, “our” and “we”).

 

Your use of this website constitutes your acceptance of these terms and conditions which take effect from the date on which you first use the site. If you do not agree with these terms and conditions you must not use this website.

 

We reserve the right to change this website and its content (including these terms and conditions) at any time without notice. Revisions to any of these terms and conditions shall take effect as at the date of their posting on this website. It is your responsibility to ensure that you access this page regularly to re-read the terms and conditions and to ensure that you comply with them. Your continued use of this website after changes are posted constitutes acceptance of the terms and conditions as modified.

 

You agree only to use this website for lawful purposes and in a manner which does not infringe the rights of, or restrict or inhibit the use or enjoyment of this website by any third party.

All communications regarding this website should be addressed to info@cameron-legal.co.uk.

Disclaimer

Cameron Legal Ltd is providing this site on an ‘as is’ basis and makes no representations or warranties of any kind with respect to this site or its contents and disclaims all such representations and warranties. In addition, we make no representations or warranties about the accuracy, completeness, or suitability for any purpose of the information and related graphics published in this site. The information contained in this site may contain technical inaccuracies or typographical errors. All liability of Cameron Legal howsoever arising for any such inaccuracies or errors is expressly excluded to the fullest extent permitted by law.

 

Neither we nor any of our employees or other representatives will be liable for loss or damage arising out of or in connection with the use of this site. This is a comprehensive limitation of liability that applies to all damages of any kind, including (without limitation) compensatory, direct, indirect or consequential damages, loss of data, income or profit, loss of or damage to property and claims of third parties.

 

We take care to try to ensure that the content of this website is accurate and up-to-date. However, we do not make any representation or warranties of any kind whether express or implied about any of the content of this website and any such representations and warranties are excluded by this notice.

 

We do not warrant that use of this website will be uninterrupted or error free and expressly exclude liability for system failure, access or delays or interruption, data non-delivery or mis-delivery, computer viruses, breaches of security or unauthorised use of the system arising from “hacking” or otherwise.

 

You agree not to post or transfer to our website, any material which is obscene, misleading, inaccurate, defamatory or in breach of any copyright or intellectual property rights or that will cause any damage to data, software or the performance of any computer system. We use a page tracing system to track visitors to the web-site to determine what visitors to our web site find useful. We are interested in which pages are most popular and where visitors stay longest. We will use this information to help users to reach these pages quickly.

Governing Law and Jurisdiction

The use and content of this website will be governed by and construed in accordance with the laws of England and Wales. Your relationship with us and any disputes arising from the use or content of this website shall be governed by English law and shall be subject to the exclusive jurisdiction of the English Courts.

Severance

If any provision in these terms and conditions is found by any competent authority or a court of law to be invalid or unenforceable for any reason, the remainder of these terms and conditions shall continue in full force and effect.

Links

This website may provide links to other websites which may interest you. We do not endorse or give our approval of any websites linked to this website and we do not accept any liability in relation to your use of such websites.

 

Any links to this website must be direct to its homepage and our prior written approval must be obtained before any links are established to this site by contacting info@cameron-legal.co.uk. No authority is given by us or the contributors to this website (whether express or implied) to frame any of the content of this website or to use a representation of any of the firm’s names, logos, trade marks or brand names contained in this website.

Copyright, Database Right and Trade Marks

This website is protected by copyright. All rights (including but not limited to all copyright and database right) in this website including but not limited to all designs, text, graphics, content, program code and their selection and arrangement is owned by us or our licensors. You may use, store and download information contained in or pages from this website for your own personal or your company’s non-commercial use and research. You may electronically copy and/or print in hard copy portions of this website for personal non-commercial purposes. However, you may not republish, retransmit, redistribute or otherwise make any information from this website available to any other party or on any other website, on-line service or bulletin board or make such information available in hard copy or on any other media without our prior express written consent. Any other use of the content of this website (including any reproduction for purposes other than permitted above and any modification, distribution or re-publication) is strictly prohibited.

 

All trade marks, brand names, business names or logos contained on this website are our property or that of their respective owners.

Privacy policy

Data Protection and Privacy Policy

We are committed to protecting the privacy of any personal information you provide us with and any personal information provided to us in connection with this website will be used by us in accordance with the Data Protection Act 1998.

 

We collect personal information when you register with us in order to receive any of our services and every time you email us. We also collect information automatically about visitors to our website which is used for statistical and analytical purposes and to help us to improve the content of our site. This information does not identify individual users.

 

We may use your personal information to send you information about our services or to send you other information which we believe may be of interest to you. We will give you the option to tell us not to use your details for these purposes whenever you complete any of our on-line registration forms. However, if at any time you do not want us to use your personal information for these purposes please contact info@cameron-legal.co.uk.

 

We may disclose your personal information to other law firms or companies with whom we are associated for the purposes of providing you with any services and information you may require. We may also share your personal information with third parties with whom we provide joint training or seminars. Details of these firms, companies and/or third parties will be provided on request.

 

This website makes use of cookies. Cookies are small amounts of information which are stored on your computer and which are seen by us when you use our website. We use this information to collate information about you. You can configure your web browser not to accept cookies, however, this may inhibit the functionality of the website.

 

You have the right under the Data Protection Act 1998 to ask us to provide you with details of any personal information we hold about you. Please address any such requests to info@cameron-legal.co.uk. We may charge the statutory fee for dealing with your request and we may require you to provide proof of your identity before we are able to provide you with the information. Please contact us if you believe that any of the personal information we hold about you is incorrect or incomplete.

 

By using this website and not advising us to the contrary, you consent to our using your personal information in the way set out in these terms and conditions.

Privacy policy

Regulatory Notice

Cameron Legal is a trading name of Cameron Legal Ltd, which is a Limited Liability Company with registered number 07239803.

 

Registered in England and authorised and regulated by the Solicitors Regulation Authority with number 542320 whose rules can be found at www.sra.org.uk/code-of-conduct.page.

 

The registered office is at Portman House, 5-7 Temple Row West, Birmingham, B2 5NY. Any reference to a “partner” in relation to Cameron Legal Ltd means one of its officers or an employee or consultant who is a lawyer with equivalent standing and qualifications and does not indicate that any officers, employees or consultants of the firm are carrying on business in partnership.

 

Service of documents by fax or email is not accepted.

 

We hold monies on your behalf as trustee and deposit these funds in accordance with the Solicitors’ Account Rules with the following banks:

 

  • Lloyds Bank Plc
  • Bank of Scotland Plc

 

In the unlikely event of the failure of a bank which holds client monies it is unlikely that we will be liable to you for any monies lost. You may in these circumstances be entitled to compensation under the Financial Services Compensation Scheme (FSCS). We will, subject to prior consent, give certain client information to the FSCS to help them deal with such claims.

 

Please note that the FSCS limit on claims (Currently £85,000) applies to the total amount held by each individual within any one financial institution regardless of which account the monies are held in, therefore if you hold other personal money in the same bank where we hold your client funds, the limit remains £85,000 in total. You should be aware that some financial institutions trade under different names but constitute the same bank for FSCS purposes.

 

If you are a consumer and we have made a contract with you by electronic means you may be entitled to use an EU online dispute resolution service to assist with any contractual dispute you may have with us. That is at http://ec.europa.eu/odr